All Posts By Justin Frankel
Disability Insurance Company Attempts to Clawback Social Security Benefits Thwarted
Our disabled client had been receiving benefits from her disability insurance company and expecting them to continue, as her disability had not changed. She was awarded Social Security disability benefits from the federal…
Guardian/Berkshire Long-Term Disability Insurance Denial
Did Guardian/Berkshire Insurance recently deny your long-term disability insurance claim? Our office is receiving more than the usual number of calls regarding denials and terminations of claims from Guardian/Berkshire. If…
Long Term Disability Denial is Reversed with Appeal for Oncology Nurse
Our 49-year-old client was a healthy, active woman who enjoyed a successful career as an Oncology Nurse Specialist, traveling extensively and dedicated to providing oncology patients with compassionate care. Her life chang…
How are Vocational Reviews Used to Terminate Long Term Disability Claims?
Inexperienced claimants make a grave error when they focus solely on their medical condition when filing a claim for long term disability insurance. This is one of many reasons to speak with an experienced long term disabi…
Hartford’s Attempt to Deny Benefits After 18 Years Fails
A Judge in Federal Court in Vermont found against Hartford in a Disability ERISA case, ruling its termination of a claim, paid for many years, failed to satisfy the standard to be upheld. A highly compensated vice presiden…
Top Five Reasons the Long-Term Disability Insurance Company Does Not Want to Pay Your Claim – Trending
5 – Your claim is going to cost the insurance company money. Do the math. Multiply the amount of money you thought you were going to receive monthly by 12 months, then by the number of people filing a claim. Add to that eq…
Long Covid Disability Update: Researchers Looking at Connections Between COVID and Myalgic Encephalomyelitis (Chronic Fatigue Syndrome, aka ME/CFS)
If you’ve had COVID and are experiencing post-COVID symptoms of fatigue, muscle pain, poor sleep, and shortness of breath, it may help to know you are not alone and your symptoms are not imaginary. People suffering from th…
Why Would Long Term Disability Be Denied?
Why Would Long Term Disability Be Denied? A woman recently shared her story of coping for six years with an invisible disability, fearing both the loss of her career and health insurance. She was suffering from vestibular …
Long-Term Disability Claims Denials Likely to Increase in Response to Record Death Benefit Payouts
A secondary impact of this now over two-year Pandemic of COVID-19, and due to an unprecedented increase in deaths, the insurance community is noting an outsized number of death benefit payments. Life insurance company exec…
