All Posts By Justin Frankel
What You Need To Know Before You File for Disability
Navigating claims for long-term disability benefits can be daunting, filled with overwhelming paperwork, fraught with tight deadlines, and plagued by difficult negotiations with insurance carriers and adjusters. It’s a dis…
CIGNA Senior Advisor with Disability Policy from New York Life
Our client, a 67-year-old Clinical Program Senior Advisor for CIGNA, had been a healthy person for many years, enjoying success in her occupation, while thriving in all endeavors. She suffered from chronic migraines, a com…
Cigna Disability Policy Concerns After New York Life Acquisition
New York Life Purchases CIGNA’s Group Life & Disability Business At the start of 2021, insurance giant New York Life completed its 2020 purchase of CIGNA’s group life, accident, and disability business for $6.3. billio…
Do You Need a Lawyer For a Disability Insurance Claim?
Key Takeaways: A disability insurance attorney can help navigate the complicated claim and appeal process against giant insurance companies. Some common pitfalls when filing for disability include failing to show comprehen…
Guidelines For Claimants
Long Term Disability Insurance Claims Guidelines This information is provided by the Law Office of Justin Frankel to serve as a guide to help you navigate the complex hurdles of the insurance claims process. It is not, nor…
Independent Medical Examinations (IME) And Disability Claimant
What is an Independent Medical Examination (IME) A disability “Independent Medical Evaluation” describes the physical examination that a disability claimant is asked to undergo before an insurance company will either appro…
Attacking And Advocating: ERISA Appeals
At the Law Office of Justin Frankel, we know the insurance companies’ tactics and we will challenge them every step of the way in your ERISA appeal. Here are some of the ways insurance companies attempt to gather and…
ERISA vs. Private Or Individual LTD: Important Differences
Privately purchased and owned disability insurance is a policy that you purchase yourself, usually through an insurance agent. You can work closely with an experienced disability insurance agent to determine what benefit l…
How Do I File an ERISA Appeal?
Was your group disability insurance claim denied? If the policy is part of your employee benefits (ERISA) package, it’s not like any other insurance policy problem. Your best chance at successfully overturning an ERISA app…
