We do not handle social security disability claims
Author
Attorney

Justin C. Frankel is committed to fighting for the rights of clients when their long term disability insurance claims have been denied, delayed or terminated.

All Posts By Justin Frankel


Prudential Denies Disability Claim Without a Real Medical Exam

Late night television commercials sell life insurance, boasting that no medical exam is required. How about a disability insurance company that doesn’t need a medical exam – in this case, to deny a claim? Maybe…

Sedgwick – A Dangerous Third Party Administrator

A recent case reveals that it is often worse to have a third party administrator reviewing and considering eligibility for long term disability insurance benefits than it is to have an insurance company considering the cla…

Successful Appeal Of UnumProvident Termination Of Long Term Disability Insurance Benefits For Surgeon

| Justin Frankel |
Our client is a vascular surgeon who suffers from numerous co-morbid conditions, including Chronic and Recurrent Alcoholism, Hepatitis C, Fatigue, Diabetes, Hemochromatosis, Hyperparathyroidism, Lumbosacral Disc Herniation…

EMPLOYEES DON’T ALWAYS GET TO CHOOSE – BUT YOU CAN BE PREPARED

Unlike a privately owned Long Term Care Disability Insurance Policy, where you get to choose the policy, the selection of various additional riders or policy enhancements, and the company you purchase it from, most employe…

UNUM Policyholder – We Win On Appeal, Lifetime Benefits Are Reinstated

| Justin Frankel |
A New Jersey doctor has been on residual disability with UNUM for over ten years as a result of a sickness that limited his ability to practice as an obstetrician/gynecologist. The language of his UNUM policy states that i…

Disability Insurance Forums – A Helpful Source

| Justin Frankel |
A helpful forum where policyholders and disability insurance sources meet online is www.disabilityinsuranceforums.com. We are not affiliated with the forum, but we do occasionally participate in the discussions. One common…

The Truth About Functional Capacity Evaluations

In the course of many types of disability insurance claims, insurance companies have increasingly sought to have claimants undergo dangerous, often unreliable testing, known as a Functional Capacity Evaluation (“FCE&…